On December 26, 2011, the Governor of the State Bank granted License No. 283/GP-NHNN on the establishment and operation of Sai Gon J.S. Commercial Bank (SCB) from the voluntary merger of three banks: Sai Gon J.S. Commercial Bank (SCB), First J.S. Commercial Bank (Ficombank) and Vietnam Tin Nghia J.S. Commercial Bank (TinNghiaBank). The consolidated Sai Gon J.S. Commercial Bank officially came into operation on January 1, 2012.

This was considered an important turning point in the historical development of the three banks, marking a comprehensive change in scale of total assets, network, technology and personnel, etc. On the basis of succeeding to all inherent strengths of the predecessors, the determination of leaders and employees, especially the trust and support of customers and shareholders, SCB has grown stronger with nationally top-ranked total assets of VND673,276 billion, the charter capital of more than VND20,020 billion as of September 30, 2021. The bank currently has a network of 239 outlets in 28 major provinces/cities with the total number of over 7,000 employees.

Given strong backgrounds in financial potential, fast operational growth, advanced technology, diverse products of high service quality, SCB is believed to be steady in the path of becoming one of the leading retail – versatile – modern banks in Vietnam. Besides providing full financial packages to meet all customers’ demands, SCB is proud of increasing the values and benefits for partners, shareholders as well as bringing about one of the best working environments and well-being for the employees.