Key responsibilities:
Design and implement credit risk monitor frameworks, KPIs, and reporting standards.
Monitor underwriting metrics across customer segments, products, acquisition channel.
Identify unusual movements or potential issue in underwriting performance.
Maintain regular reports and dashboards related to underwriting performance.
Perform data-driven analyses to deliver actionable insights and recommend strategies to support underwriting and credit risk decision-making.
Collaborate with Product, Data Science, Collections and Business teams to develop cohesive risk strategies and initiatives.
Collect, analyze, and interpret risk data to enable informed, strategic decision-making.
Qualifications
2+ years in credit risk management within financial services, with a focus on relevant products.
Strong quantitative and analytical abilities, including expertise in statistical analysis and risk modeling.
Working knowledge of SQL and proficiency in Excel are required. In addition, mastery in other database management software will be highly appreciated.
Strong analytical skills as proven from previous projects.
Innovative and adaptable, with a proven ability to meet evolving business challenges.
Excellent communication skills, with the ability to effectively present insights to diverse audiences.
Thrives in fast-paced settings, delivering consistent results under pressure.
Fluency in English is a must.