Treasury Executive

PURPOSE

To ensure effective cash flow management, optimise working capital and leverage banking facilities to support IFSS’s profitable business growth.

The position focuses on three key objectives:

• Cash In: Ensure timely collections from major B2B customers and minimise overdue receivables. \
• Cash Out: Optimise payment schedules with major domestic and international suppliers while maintaining strong business relationships.
• Financial Leverage: Secure and manage banking facilities to finance business expansion, improve capital efficiency and minimise financing costs.

RESPONSIBILITIES

1. Cash Flow & Working Capital Management

•  Maintain sufficient liquidity to meet operational and financial obligations.
• Optimize cash conversion cycles, including DSO and DPO.
•  Identify opportunities to improve working capital efficiency.

2. Customer Collection & Supplier Payments

• Ensure timely collections from key customers.
• Manage supplier payment commitments and credit terms.
• Coordinate with Sales, Purchasing and Finance to balance cash inflows and outflows.

3. Banking & Trade Finance

• Establish and maintain relationships with financial institutions.
• Support negotiations of credit facilities, interest rates and financing terms.
•  Optimize banking facilities to finance profitable revenue growth.

4. Cost Optimization & Financial Risk

•  Monitor and reduce financing costs and controllable fixed operating expenses. 
• Manage liquidity, foreign exchange and interest rate exposure. 
• Ensure compliance with internal financial controls.

MAIN TASKS

Daily 

• Monitor bank balances, cash inflows and payment obligations. 
• Follow up on major customer collections and overdue receivables. 
• Coordinate supplier payments according to approved schedules. 
• Identify potential cash shortages and escalate financial risks.

Weekly 

• Prepare and update a rolling 13-week cash flow forecast. 
• Review customer aging reports and supplier payment schedules. 
• Monitor banking facility utilisation and upcoming loan repayments.
• Coordinate with Sales and Purchasing on working capital requirements for major transactions

Monthly 

• Prepare cash flow and working capital performance reports.
•  Review DSO, DPO, financing costs and bank facility utilisation.
•  Evaluate financing requirements for upcoming sales and import transactions.
• Identify opportunities to reduce fixed costs and improve cash efficiency.
• Recommend financial solutions to support business expansion.

Education

•  Bachelor’s degree in Finance, Banking, Accounting or related disciplines.

Experience

• Minimum 3–5 years of experience in Corporate Treasury, Banking, Trade Finance or Working Capital Management.
• Experience in B2B trading, import/export, food ingredients or distribution businesses is preferred.
• Practical experience working with commercial banks and credit facilities.

Technical Competencies

• Strong knowledge of cash flow forecasting, AR/AP, DSO, DPO and working capital management.
• Understanding of short-term financing, trade finance, L/C and banking facilities.
• Ability to evaluate financing costs, borrowing requirements and transaction profitability.
• Proficiency in Excel, financial reporting and ERP systems.
• Good business English communication skills.

Personal Competencies

• Strong analytical and problem-solving skills.
• Commercial mindset with financial discipline.
• Proactive, detail-oriented and results-driven.
• Strong negotiation and stakeholder management skills.
• Ability to work independently and coordinate across departments.