Giám đốc Chính Sách Rủi Ro (Digital Risk Policy Head) - TNEX - 4B030

Job Description

• Develop and Implement Digital Risk Policies:
- Develop risk policies and frameworks for digital consumer and merchant lending, ensuring alignment with business goals and regulatory requirements.
- Develops and implements strategies and controls to mitigate identified risks, ensuring they align with the organization's risk appetite and compliance requirements.
- Collaborating with manual underwriter team on creating and refining underwriting policies that outline the criteria for evaluating applications and making decisions.
- Working with Fraud team for developing and implementing to prevent fraud policies.
- Monitors and improves digital risk management to ensure that it remains effective and up-to-date.
• Advanced Analytics:
- Leverage data analytics to refine underwriting standards, risk segmentation, and approval policies.
- Analyzing data, interpreting results, and drawing conclusions.
• Reporting and Communication:
- Report to the CRO, providing insights on policy effectiveness, and innovative risk mitigation strategies.
- Work closely with product, business, and partnership teams to enhance risk frameworks and drive sustainable lending.
• Team Managent
- Providing leadership and guidance on risk-related matters.
- Play a leading role in coaching, mentoring and developing their teams take responsibility in talent management and succession for the business development teams.

Job Requirement

- A minimum of a Bachelor’s degree in finance, economics, or a related field (Master’s degree preferred).
- At least 3 years’ experience in a senior management capacity in a similar role, and in a similar sized organization.
- Strong understanding of credit risk principles, regulatory requirements, and industry best practices.
- Experience in project management and/or leading change initiatives is also valuable.
- Risk Management Expertise: In-depth knowledge of risk assessment, mitigation, and control processes.
- Analytical Skills: Ability to analyze data, identify risks, and develop effective solutions.
- Leadership and Communication: Strong leadership qualities to guide and motivate risk management teams, as well as excellent communication and presentation skills to effectively convey risk information to stakeholders.
- Problem-Solving: Ability to identify and resolve complex risk-related issues.
- Adaptability: Willingness to adapt to changing business conditions and regulatory landscapes.
- Technical Skills: Proficiency in relevant software and tools for risk management, such as MS Office and risk management software.

BENEFITS WHEN JOINING TNEX FINANCE

1. Attractive Salary & Bonus

• Competitive salary compared to the market and aligned with your capability; negotiable once the candidate successfully passes the Interview round.
• Year-end performance bonus ranging from 2 to 5 months of the annual average salary, depending on the performance rating.

2. Comprehensive Welfare Policies

• Insurance aligned with legal regulations and additional private health insurance for employees.
• Diverse welfare benefits: flexible working hours, company trips, birthday leave, and more.
• Preferential loan programs with special interest rates for employees.

3. Training & Career Advancement

• Intensive and well-structured training programs following the transformation direction (Re-skill, Up-skill, New-skill), designed specifically for each job group.
• Dedicated coaching and mentorship from leaders, line managers, and industry experts.
• Management development programs for high-potential employees, preparing them for future managerial and leadership roles.
• Priority for internal promotions for management-level positions, creating strong career advancement opportunities for employees.

4. Professional Working Environment & Dynamic Corporate Culture

• Comfortable and friendly workplace that values responsibility and mutual support.
• Dynamic, creative, and encouraging of continuous innovation and learning.
• Respect for individuality, with a strong focus on teamwork and effective collaboration.
• A variety of engaging cultural, sports, and entertainment activities that foster a fun and connected work environment.