SUMMARY:

The Credit Risk Manager develops and implements policies and procedures for credit risk for the company’s financial models; and manages and controls the risk system to ensure product transparency and anti-fraud.

DESCRIPTIONS:

• Being responsible for developing, reviewing/supplementing/updating regulations, policies, processes, and guidelines related to credit granting and risk management activities of the assigned portfolio/project/product, in addition to ensuring consistency and compliance with the company‘s general risk management policy on a regular schedule.
• Training, mentoring, and supervising the professional compliance and job quality of the credit appraisal employees assigned to management‘s categories, projects, and products.
• Coordinating, commenting on, and monitoring the content of product regulations, ensuring uniformity and compliance with the company‘s risk management strategy before and after product deployment to the market. Furthermore, proposing and monitoring risk checkpoints for the product.
• Developing/adjusting, installing, and controlling system parameters to manage the operation/implementation of credit policy regulations, appraisal scenarios, and fraud risk protection regulations for the specified portfolio/project/product.
• Coordination of the development and implementation of portfolio management reports, monitoring, warning, and proposing ways to minimize and optimize risk/credit loss in the portfolio/project/product assigned to management.
• Managing and optimizing the company‘s loan portfolio.
• Coordinating the development, operation, and optimization of the company‘s credit scoring system for credit granting and risk management activities.

REQUIREMENTS:

• At least 5 years of experience in a position or equivalent employment at a consumer finance company, retail bank, or Fintech company providing credit services.
• Having experience in orientation and building a Credit Scoring system is an advantage.
• Having good writing and presentation skills.
• Having strong analytical skills and a problem-solving mindset.
• Having excellent communication and working with the team well.
• Having experience in solution consulting.
• Logically thinking and proactive.

• Degree: Bachelor
• Job type : Permanent
• Other extras:

  Friendly and modern working environment.
  Opportunity to own a personal laptop
  Gift and bonus on birthday and holidays
  Annual travelling, teambuilding.
  Every 02 years working with MFast, you‘ll have an extra leaving.

• Age: Unlimited
• Benefit:

  Salary: Competition + annual review.
  13th salary + annual KPI.
  Social/Health/Unemployment insurance according to current regulations.
  Healthcare insurance for personal and family.

• Salary: Competitive