Develop, Implement, and monitor credit policies for secured/unsecured products
Review secured/unsecured product programs and keep track on policies changes
Ensure compliance of secured/unsecured products regulations and processes with Bank’s internaland regulatory standards together with deep understanding on secured/unsecured segment.
Participate in new retail secured/unsecured product development, campaigns and productrevisions. Discuss product initiatives in constructive way to find compromise betweenrisk control and business growth
Working in close cooperation with analytical team monitor and analyze secured/unsecured products performance to identify problem and potential improvements, propose andmake corrective actions
Monitor and improve credit operations of secured/unsecured loans
Prepare secured/unsecured portfolio related presentations and materials for making reports toTeamleader and Head of RR if requested
Participate in Basel II implementation project
Support RR Policy Teamleader in secured/unsecured portfolio matters
Job Requirement
University degree, preferably in Economics, Finance, Banking
At least 2 years experience in retail banking, 1 of them in Retail Banking Product.
Strong analytical and problem solving skills
Knowledge of Vietnamese banking regulations and SBV requirements
Structured thinking
Good oral and written communication skills
Good in presentations
Communication English
BENEFITS:
Competitive salary and bonus package
Staff loan with special interest rates
Training courses based on the job, Training framework/Learning RoadMap for each position
Insurance in accordance with Labor laws + VPBank Care insurance for all employees. (insurance covered for family members for entitled employees);
Annual leave (varied based on job grade)
Travel allowance
A dynamic and friendly working environment, full of great opportunities to develop your career and abundant interesting activities to join (Sports competitions, talent contests, teambuilding…)
Working time: from Monday to Friday (Only Risk Management Division)
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