Develop, Implement, and monitor credit policies for secured products.
Review secured product programs and keep track on policies changes.
Ensure compliance of secured products regulations and processes with Bank’s internal and regulatory standards together with deep understanding on Secured segment..
Participate in new retail secured product development, campaigns and product revisions. Discuss product initiatives in constructive way to find compromise between risk control and business growth.
Design underwriting process for secured product.
Prepare BRD and own change requests related to retail lending customers in LOS system.
Working in close cooperation with analytical team monitor and analyze secured products performance to identify problem and potential improvements, propose and make corrective actions.
Monitor and improve credit operations of secured loans.
Prepare secured portfolio related presentations and materials for making reports to Teamleader and Head of Retail risk if requested.
Participate in Basel II implementation project.
Support Credit risk management policy Manager in secured portfolio matters.
Job Requirement
University degree, preferably in Economics, Finance, Banking
At least 2 years experience in retail banking, 1 of them in Retail Banking Product.
Strong analytical and problem solving skills
Knowledge of Vietnamese banking regulations and SBV requirements
Structured thinking
Good oral and written communication skills
Good in presentations
Fluent English
BENEFITS:
Competitive salary and bonus package
Staff loan with special interest rates
Training courses based on the job, Training framework/Learning RoadMap for each position
Insurance in accordance with Labor laws + VPBank Care insurance for all employees. (insurance covered for family members for entitled employees);
Annual leave (varied based on job grade)
Travel allowance
A dynamic and friendly working environment, full of great opportunities to develop your career and abundant interesting activities to join (Sports competitions, talent contests, teambuilding…)
Working time: from Monday to Friday (Only Risk Management Division)
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