1. Enterprise Risk Management activities, including but not limited to:

• Support the monitoring of Key Risk Indicators (KRIs) and participate in Risk & Control Self-Assessment (RCSA) exercises to identify, assess, and mitigate operational risks.

• Assist in the review, update, and maintenance of risk management policies, procedures, SOPs, and governance documents.

• Participate in company projects to ensure risk requirements, controls, and compliance considerations are properly incorporated.

• Assist in risk reporting, risk incident tracking, and follow-up of corrective action plans.

• Maintain and update the Blacklist database and enhance fraud‑risk monitoring systems

​​​​​​​2. Credit & Operation Risk:

• Participate in User Acceptance Testing (UAT) for credit decision systems, risk controls, and operational process enhancements.

• Support the review and monitoring of credit decision rules to ensure effectiveness, accuracy, and alignment with risk appetite.

• Assist in identifying system gaps, operational weaknesses, and improvement opportunities; coordinate with IT and related stakeholders for implementation.

• Support CIC reporting activities to ensure data accuracy, completeness, and timely submission.

• Review operational processes and SOPs, identify control gaps, and recommend risk-based improvements.

​​​​​​​​​​​​​​3. Process Design & Rule-Based Management:​​​​​​​

• Design, document, and continuously improve risk-related processes, workflows, and operational controls.

• Develop, analyze, and maintain rule-based decision logic for credit risk, fraud detection, and operational risk controls.

• Monitor the performance and effectiveness of implemented rules, analyze exceptions, and propose optimization initiatives.

• Support requirement gathering, business analysis, and system enhancement projects related to risk management.

• Prepare business requirements documents, process flowcharts, and testing scenarios for risk system changes.

• Bachelor’s degree or above in Finance, Economics, Business related areas, or related disciplines

• More than 2 years working experience in risk management practices, at least in one of the following areas – Credit Risk, Operation Risk, Fraud – preferably in banking or financial sectors

• Sound knowledge in credit operations is a must

• Good ability to read/write SQL with a thorough understanding of Data Warehouse and dashboard practices, preferably with some extra coding/ programming experience in machine learning

• Experience in scorecards or other decision engine is a plus

• Strong analytical skill, interpersonal, and communication skills

• Experience of leading/implementing change and leading people in a data environment

• Good written and spoken English.

*Benefits:

+ Attractive Salary + Allowance.

+ Salary of probation: full 100%.

+ An attractive package of leave: 15 annual leave, birthday leave (gifts).

+ Salary review based on work performance and company’s performance.

+ Performance bonus, 13th- month salary.

+ Health care package; Annual health check-up.

+ Nice & modern working space with young, dynamic & friendly colleagues and free coffee, tea, drinks.

+ Company trip; Year-End Party.

+ Working hours: 8:00 – 17:00 from Monday – Friday.

+ Working place: Saigon Centre - Tower 2, No.67 Le Loi St., Saigon Ward, HCMC.