Product Development Senior Expert

Mô tả Công việc

Job Purpose

The Product Development Senior Expert is responsible for leading the design, development, and implementation of innovative life insurance products. This role requires a strategic thinker with a deep understanding of market trends, customer needs, and regulatory requirements to drive product profitability and competitiveness.

Main Responsibilities

• Product Innovation and Development

- Lead the end-to-end product development process, from ideation to market launch, ensuring alignment with company strategy and customer needs.

- Conduct comprehensive market research and competitor analysis to identify opportunities for new product offerings and enhancements.

- Collaborate with cross-functional teams, including actuarial, legal, operations, and IT, to develop product specifications, policy wordings, and system requirements.

• Project Management

- Oversee multiple product development projects simultaneously, ensuring timely delivery and adherence to quality standards.

- Develop and manage detailed project plans, budgets, and timelines, coordinating with internal and external stakeholders.

• Stakeholder Collaboration and Training

- Work closely with sales, marketing, and distribution teams to develop effective go-to-market strategies and promotional materials.

- Provide training and support to sales and customer service teams, ensuring a thorough understanding of product features and benefits.

• Regulatory Compliance and Documentation

- Ensure all products comply with local regulatory requirements and company policies.

- Prepare and submit necessary documentation for product approvals and filings with regulatory bodies.

• Performance Monitoring and Continuous Improvement

- Monitor product performance metrics, analyzing data to assess profitability, customer satisfaction, and market competitiveness.

- Gather feedback from customers and sales teams to identify areas for product improvement and innovation.

Yêu Cầu Công Việc

Qualifications and Experience

• Education

- Bachelor's degree in Business, Finance, Insurance, Marketing, or a related field.

• Experience

- 5-8 years of experience in life insurance product development, with a proven track record of successful product launches.

- Demonstrated experience in project management and cross-functional team collaboration.

• Skills

- Strong analytical and problem-solving abilities, with a creative approach to product innovation.

- Excellent communication and interpersonal skills, capable of influencing stakeholders at all levels.

- Proficiency in market research methodologies and data analysis.

- Familiarity with regulatory requirements and compliance processes in the life insurance industry.

- Ability to manage multiple projects simultaneously, delivering results within set timelines.

This role is pivotal in driving the company's product strategy, ensuring a competitive edge in the market through innovative and customer-centric life insurance solutions.