Senior Credit Risk Analyst- Hồ Chí Minh- TA084

Mô tả Công việc

• Financial KPI monitor and analytics (NPL, Provision, Approval rate)
• Analyze and evaluate new products / campaigns
• Analytics & monitoring of risk strategies
• Evaluate performance of exceptions, credit deviations, policy changes
• Evaluate credit quality of new bookings with regards to overall risk target and bank’s appetite
• Create, analyze and monitor effectiveness of risk triggers (early warning triggers, fraud triggers)
• Prepare and update automatic reports/dashboards
• Periodic reports

Yêu Cầu Công Việc

1. Educational Qualifications: University degree on: Math, Finance, Banking or Economics

2. Relevant Knowledge/ Expertise

• Credit risk
• Data analytics
• Retail banking
• MIS

​3. Skills

• Credit risk
• Data analytics
• Retail banking
• MIS
• Logical thinking

​4. Relevant Experience

• Credit risk
• Retail banking
• Data analytics
• MIS

5. Required Competencies

• Knowledge of retail risk metrics and MIS standards
• Strong analytical, predictive modelling and data mining skills
• SQL, Excel proficiency
• Fluent English

BENEFITS:

• Attractive income with competitive salary and bonuses based on performance.
• Bonuses for holidays and New Year (according to the bank's policy at each time).
• Access to preferential loans according to the bank's policy at each time.
• Attractive leave policies based on job level, with additional benefits such as summer travel programs.
• Mandatory insurance according to labor law + VPBank Care insurance for employees depending on job level and length of service.
• Opportunities to participate in training courses based on the training framework for each position.
• Working hours: Monday to Friday & Saturday morning.
• Dynamic and friendly work environment with many opportunities for learning, training, and development; participation in various interesting cultural activities (sports competitions, talent shows, team-building activities, etc.).