OBJECTIVES:
KEY RESPONSIBILITIES:
Monitor the automation of the credit assessment platform and design scorecard assessment procedures for new products.
Work with Big Data projects and Credit Bureau companies to evaluate, analyze, and implement solutions that enhance the effectiveness of information used for credit assessment.
Collaborate with the Credit Score Models Validation Management team to perform regular validations, ensuring objectiveness in evaluating the performance of credit scoring models.
Develop, finetune, and optimize calculation functions used in credit scoring models.
Participate in core projects to ensure proper processes are implemented.
Execute additional backend score calculation tasks when required.
Develop and support scorecard monitoring reports, and regularly validate score models to ensure they operate effectively.
Other tasks assigned by the Risk Modeling and Big Data Manager.
EDUCATION:
EXPERIENCE:
SKILLS:
Solid knowledge in Credit Risk and Risk Management
Ability to conduct statistical analysis and modeling
Ability to use statistical software such as R/ Python/ SAS…
Proficient in using SQL/ Oracle
Experience in scoring model development, strategy, and implementation
Proficient in using Excel for analytical tasks
Knowledge of estimating loss rates, PD, and Recovery rates
REASONS TO JOIN SHBFINANCE:
A professional, open working environment that emphasizes 5 core values: “Smart – Honest – Brave – Friendly – Cooperation”:
Special attention to employees:
Focused on supporting personal development: